9MFY2020 Results - Investor Presentation

Asset Quality | Watchful on credit quality Impaired Loans by Sector Sector Dec'19 Composition YTD Growth QoQ Growth RM' mil Real Estate 316 18% 37% 4% Residential Properties 473 26% 26% 5% Loans to Oil & Gas (O&G) Sector by Internal Risk Grades Marginal Impaired Substandard 2% 1% Satisfactory 9MFY20 RM' bil Moderate FY19 1.6 Transport Vehicles 163 9% 16% 15% 18% Manufacturing 246 14% 50% 18% FY18 Trading and hospitality 128 7% >100% 31% Mining and quarrying 51 3% 35% 6% Construction 122 7% >100% Approx. 2% of Total Gross Loans Strong Very Strong 79% 28% Others 291 16% 31% A 4% Total 1,791 100% 11% 1% Loans to Real Estate Sector by Internal Risk Grades Marginal Impaired Substandard 4% 4% 9MFY20 FY19 Strong Approx. 7% of Total Gross Loans Very Strong 45% FY18 Satisfactory Moderate 47% AmBank Group 9MFY2020 Results - Investor Presentation RM' bil 7.5 8.3 Loans to Construction Sector by Internal Risk Grades Marginal Impaired Substandard 4% 4% 9MFY20 FY19 RM' bil 1.8 8.3 Satisfactory~ Moderate 35% FY18 3.7 Approx. 4% of Total Gross Loans Strong Very Strong 57% 2.0 4.3 4.4 16

View entire presentation