Vingroup Consumer Market and VinFast EV Global Premiere

Balance sheet highlights Breakdown of Total Debts (%) Other 5.5% Total Debt Breakdown By Currency (%) Total Debt Breakdown By Interest Rate (%) Fixed (2) 44.5% Domestic bond 31.1% International bond 8.1% VND 71.4% Bank loans 6.4% Exchangeable bond 6.9% VND138.4tn Syndicated loan 42.1% VND138.4tn USD 28.6% Debt Maturity (VNDbn) 63,373 8,460 41,827 19,171 10,211 26,629 17,462 7,262 35,742 6,610 15,007 4,360 14,154 Less than 1 year 1-3 years Corporate bond ■Syndicated loan 3-5 years ■Bank borrowings & others More than 5 years VND138.4tn Floating 55.5% Average debt maturity: 3.35 years Average debt maturity (excl. Vinhomes' debts): 3.72 years 60 60 Source: Audited VAS Consolidated Financial Statements for 2018-2020, VAS Consolidated Financial Statements for 3Q2020 and 3Q2021 (1) Includes US$ debt which is hedged for foreign exchange rate purposes (2) Includes floating rate debt which is hedged for interest rate purposes

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