Investor Day Summary
CANADIAN RESIDENTIAL MORTGAGE PORTFOLIO
48%
Insured
$103.3
$11.8
Total Portfolio:
$208 billion
$91.5
$36.9
$8.4
$31.0
$3.8
$15.9
$28.5
$1.8
$27.2
$11.6
$0.2 $9.4
$0.7
$14.1
$11.4
$8.7
52%
Ontario
BC &
Territories
Alberta
Quebec
Atlantic
Provinces
Manitoba &
Saskatchewan
Uninsured
Freehold $181B
Condos $27B (Spot Balances as at Q1/18, $B)
Average LTV of uninsured mortgages is 53%¹
|
New originations² average LTV of 64% in Q1/18
1 LTV calculated based on the total outstanding balance secured by the property. Property values indexed using Teranet HPI data.
2 New originations defined as newly originated uninsured residential mortgages and have equity lines of credit, which include mortgages for purchases,
refinances with a request for additional funds and transfer from other financial institutions.
Scotiabank®
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