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Q1FY23 Results

Disposal of AmGen Disposal of AmGen - Proforma Financial Effects Proforma Financial Effects post Proposed Disposal (Full Financial Year) FY2021 FY2022 YoY Movement RM'mil NII Proforma¹ AmGen Hldg² As Reported³ Proforma¹ AmGen Hldg² As Reported³ Proforma¹ AmGen Hldg² As Reported³ 2,823 113 2,935 3,167 108 3,275 12% (4%) 12% ΝΟΙΙ 1,114 503 1,617 966 424 1,390 (13%) (16%) (14%) Income 3,937 616 4,552 4,133 532 4,665 5% (14%) 2% Expenses (1,776) (357) (2,132) (1,775) (319) (2,094) 22 (10%) (2%) PBP 2,161 259 2,420 2,359 212 2,571 9% (18%) 6% (Impairment)/Writeback (1,139) 3 (1,137) (768) 2 (766) (33%) (35%) (33%) PBT 1,022 262 1,283 1,591 214 1,805 56% (18%) 41% PAT 8434 233 1,0764 1,407 187 1,595 67% (19%) 48% PATMI CTI 8434 1195 9624 1,407 955 1,503 67% (19%) 56% 45.1% 57.9% 46.8% 42.9% 60.1% 44.9% (2.2%) 2.2% (1.9%) Proforma Financial Effects post Proposed Disposal (Quarterly) Q1FY22 Q1FY23 YoY Movement RM'mil NII Proforma¹ AmGen Hldg² As Reported³ Proforma¹ AmGen Hldg² As Reported³ Proforma¹ AmGen Hldg² As Reported³ 792 27 818 831 32 863 5% 21% 6% ΝΟΙΙ 284 135 420 217 81 298 (24%) (40%) (29%) Income 1,076 162 1,238 1,048 113 1,162 (3%) (30%) (6%) Expenses (421) (74) (495) (465) (79) (544) 10% 7% 10% PBP 655 88 743 584 34 618 (11%) (61%) (17%) (Impairment)/Writeback (203) 0 (203) (66) 2 (64) (68%) >100% (69%) PBT 452 88 540 518 36 554 15% (59%) 3% PAT 350 73 422 404 30 434 16% (59%) 3% PATMI 350 375 387 404 155 419 16% (59%) 8% CTI 39.1% 45.5% 40.0% 44.3% 69.8% 46.8% 5.2% 24.3% 6.8% Notes: 1. Excludes 100% AmGeneral Holdings Berhad Group's reported numbers 5. After 49% minority interest deduction 2. AmGen Hldg = AmGeneral Holdings Berhad 3. As reported in AMMB's financial statements 4. Excludes exceptional one-off items: (i) Settlement: RM2,830mil; (ii) Goodwill and other impairment: RM1,937mil; and (iii) Settlement related legal and professional expenses: RM21mil AmBank Group Q1FY23 Results - Investor Presentation 11
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