Investor Presentaiton
Section 4: CASA Ratio has improved by more than 23% over last 6 quarters
CASA Ratio is computed in terms of CASA as a percentage of Total deposits (CASA+ Certificate
of Deposits+ Term Deposits). Consistent growth in CASA and decreasing dependency on
Certificate of Deposits and Wholesale Term Deposit has helped the Bank to improve its CASA
ratio significantly.
CASA
Total Deposits
STRONG GROWTH IN CASA RATIO DURING THE LAST YEAR
18.70%
24.06%
11.40%
8.68%
14.57%
31.87%
31 Dec 18
31 Mar 19
30 Jun 19
30 Sep 19
31 Dec 19
31 Mar 20
*This is excluding CASA deposits of Rs. 278 crore from NHB which is non-sustainable in nature with fluctuating balance. This was a special deal which would expire in June
2020. Including this, the CASA to total deposits ratio would have been 32.16%.
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