Investor Presentaiton

44 45 AUSTRALIAN BANKING: BUSINESS LENDING MARKET SHARE MARKET SHARE BY INDUSTRY¹ 31% 26% 26% 25% 24% 24% 18% (1) Dec 12 Mar 13 Jun 13 Sep 13 Dec 13 Mar 14 Jun 14 Sep 14 Dec 14 Mar 15 Jun 15 Sep 15 Dec 15 Mar 16 Jun 16 -Agribusiness -Mining June 2016. NAB APRA submission / RBA system Manufacturing Construction Wholesale AUSTRALIAN BANKING: BUSINESS LENDING ASSET QUALITY AUSTRALIAN BUSINESS LENDING RISK PROFILE Finance & Insurance Other 15.8% 12.8% 11.7% 11.7% 11.4% 11.3% 11.6% 11.5% 27% 26% 22% 20% 16% 14% 14% 13% Sep 09 Sep 10 Sep 11 Sep 12 Australian business exposures by probability of default > 2% Sep 13 Sep 14 Sep 15 Sep 16 -Australian Commercial Real Estate as % Australian GLAS 32% 30% 24% 24% 22% 20% 13% National Australia Bank National Australia Bank

View entire presentation