Investor Presentaiton

Canadian Retail29 Forward Focused: Digital Adoption U.S. Retail 29 TD Digital Adoption (% of total customers) 30 Active Mobile Users (millions)11 Self-Serve Transactions (as % of all financial transactions)31 60.7 +90 bps YoY 63.2 61.6 6.3 +7.9% YoY -40 bps YoY 6.8 6.7 92.0 91.6 91.6 Q3/21 Q2/22 Q3/22 Q3/21 Q2/22 Q3/22 Q3/21 Q2/22 Q3/22 50.7 +210 bps YoY 53.0 52.8 4.1 +8.5% YoY 4.4 4.4 78.9 +120 bps YoY 80.6 80.1 Q3/21 Q2/22 Q3/22 Q3/21 Q2/22 Q3/22 Q3/21 Q2/22 Q3/22 15

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