Muthoot Finance Business Overview

CUSTOMER BASE Highly churning customer base (1/2) Ⓡ Muthoot Finance Jun-23 Mar-23 Jun-22 Mar-22 Mar-21 Mar-20 Mar-19 Gold Loan AUM (in Millions) 660,388 618,753 561,766 575,313 519,266 407,724 335,853 QoQ % change in Gold Loan AUM 7 9 (2) 6 5 No. of Loan Accounts 83,35,866 81,46,997 80,90,132 83,69,535 84,10,139 80,22,325 80,62,139 QoQ % change in no.of loan accounts 2 1 (3) (2) 5 No. of Active customers 54,12,660 53,23,362 51,73,166 53,16,246 51,90,220 49,33,886 47,21,243 QoQ % change in no.of customers 2 2 (3) 3 1 42

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