Investor Presentaiton
COVID-19 SECTORS OF INTEREST
KEY CONSIDERATIONS
•
Continued close monitoring of exposures to sectors
significantly impacted by COVID-19
EAD broadly stable vs 1H20
Asset quality deterioration worse than overall portfolio
Additional FLAs vs 1H20 reflect incremental forward
looking stress beyond that captured for total portfolio
in EA top-up based on granular, bottom-up analysis
SECTORS OF INTEREST VS TOTAL BOOK
Sector of interest FLAs % of
total FLAS
81%
90+ DPD & GIA % of EAD
0.57% 0.64%
0.66% 0.69%
34%
Sectors of interest
Total book
■Mar 20
■Sep 20
■Mar 20
■Sep 20
KEY METRICS SUMMARY
EAD $bn
% of 90+DPD and GIA to
EAD
Target sector FLAs $m
Mar 20
Sep 20
Mar 20
Sep 20
Mar 20
Sep 20
Retail trade
14.6
14.5
1.45
1.58
134
139
Tourism, hospitality and
13.6
14.1
1.13
1.07
NIL
133
entertainment¹
Air travel and related services
11.7
11.3
0.40
0.43
NIL
372
Office, retail, tourism and leisure
42.0
41.9
0.14
0.22
CRE2
91
190
Total
81.9
81.8
0.57
0.64
225
834
(1) Tourism, hospitality and entertainment include regulatory industry classification of accommodation and hospitality, plus cultural and recreational services
(2) CRE EAD figures are limits based on ARF230 and the FLAs relate to the whole CRE portfolio with Office, Retail, Tourism and Leisure CRE most impacted by COVID-19 stress
85
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Australia
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