Investor Presentaiton

Public = Macroeconomic Overview UAE economy continues to remain robust despite global headwind GDP growth continues to outperform global economies driven by rising oil prices, domestic consumption and liquidity Real GDP Growth (%) and Nominal GDP (AEDbn) Oil prices remain at supportive levels Brent Price/Barrel (Avg) (USD) مصرف أبوظبي الاسلامي ADIB 150 99.0 2,500 10.0% 82.4 81.2 100 70.8 43.3 7.9% 50 8.0% 0 1,972 2020 2021 2022 2023 2024 2,000 6.0% 1,862 1,870 4.4% 1,525 1,500 1,283 1,000 Improved inflation forecasted for 2023 and 2024 4.0% 4.0% UAE Inflation (Avg) (%) 3.4% 2.0% 5.0% 3.0% -0.1% 0.0% 1.0% -2.1% -1.0% -2.0% -3.0% -4.0% 2020 2021 4.8% 2022 3.1% 2.3% 2023 Government Expenditure to GDP expected to remain stable Government Expenditure % of GDP (%) 2024 500 -5.0% -6.0% 40.0% 31.1% 26.4% -8.0% 30.0% 26.8% 26.7% 22.9% 20.0% 0 -10.0% 10.0% YOY 2020 +19% 2021 +22% 2022 +0% 2023 +5% 2024 0.0% UAE Nominal GDP Real GDP growth 2020 2021 2022 2023 2024 Sources: UAE Central Bank, IMF 12

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