Investor Presentaiton
Capitalization and Asset Quality
Total Equity Breakdown (USD mn)
Prudent capitalization (%)
■Share capital
■Retained Earnings
11,323
■ Statutory reserves
■ Tier 1
■Tier 2
Other Reserves & Treasury Shares
18.4%
17.8%
18.1%
17.0%
11,403
10,915
10,512
1.9%
2.4%
2.5%
1.9%
2,733
3,382
3,134
2,337
4,715
4,392
4,823
5,150
15.9%
16.0%
15.1%
15.6%
1,076
1,129
1,081
1,135
2,151
2,259
2,271
2,384
Dec-19
Dec-20
Sep-20
Sep-21
Prudent Provisioning (USD mn)
■Specific Provisions
■General Provisions
2,266
Dec-19
Provisions and Impairments Charges (USD mn)
■ Provisions for Credit Losses Other Impairment Losses
813
95
688
94
Dec-20
Sep-20
Sep-21
Asset Quality Ratios (%)
Loan Loss Coverage Ratio
NPL Ratio
1,668
1,678
272%
1,702
428
24
407
28
220%
230%
191%
1,269
1,309
718
594
404
379
1.89%
1.72%
1.43%
564
398
1.10%
368
2018
2019
2020
2019
2020
9M 2020
9M 2021
Dec-19
Dec-20
Sep-20
Sep-21
Notes:¹Equity here refers to total equity attributable to the shareholders of National Bank of Kuwait S.A.K.P.
National Bank of Kuwait 25View entire presentation