Investor Presentaiton

13 ¡A IS A NORTH AMERICAN LEADER IN DEALER SERVICES, A BUSINESS WITH HIGH GROWTH POTENTIAL FOR FURTHER ROE EXPANSION GROWTH . • • • • Distinctive advantage held as Canadian market leader with a full suite of products, software and training for dealers and close relationships with distributors High growth potential through acquisition as US industry is highly fragmented and ripe for further consolidation Strong sales growth in recent years: 4-year CAGR of 14% (US/CAN combined sales) ¡A's 2022 sales growth outpacing the vehicle sales industry: Canada: US: ¡A: +13% YoY iA: -5% YoY Industry¹: -9% Industry¹: -10% High growth opportunities in Canada via cross-line synergies PROFITABILITY • Potential to drive iA's earnings growth and ROE expansion as a high ROE business CAPITAL . RISK Supports iA's active shift to less capital intensive products • • Managing risk by leveraging expertise and know-how Brings diversification of product mix and revenue streams to iA as a group and good sales diversification within Dealer Services with sales being split between new and used vehicles Marginal impact of inflation due to the business model: regular pricing adjustments and reinsured risks 1 Sources: Canada: Des Rosiers Automotive Consultants; US: US Bureau of Economic Analysis and Cox Automotive numbers of vehicles sold in the US at retail only (fleet and private party sales excluded); numbers are not seasonally adjusted. Raw

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