Investor Presentaiton

FOCUS ON DEATH PROTECTION PRODUCTS CONTRIBUTES TO EARNINGS STABILITY Annualized New Business Premiums (1)(2) Savings 12% Retirement 21% Death Protection 62% A&H 5% Strong mortality margin Excellent persistency Annualized Premiums In Force(1)(3) Savings 17% Retirement 20% Death Protection 54% A&H 9% Limited customer behavior risk 1) Japan only. Foreign denominated activity translated to U.S. dollars at uniform exchange rate (Japanese yen 111 per U.S. dollar). U.S. dollar-denominated activity is included based on the amounts as transacted in U.S. dollars. 2) For the year ended December 31, 2017. 3) As of December 31, 2017, including paid-up policies and 10% of single premium. Prudential Tokyo Investor Day 9.27.2018 10

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