H1'23 Highlights slide image

H1'23 Highlights

H1'23 Highlights * Spain 'Focus on creating a better bank where our customers and people feel a deep connection with Santander España' Branches 1,884 00 Mй Employees 26,679 Total customers (mn) 14.7 2 Digital customers (mn) 6.2 Customer loans (€ bn) 238 Customer funds (€ bn) 374 ◉ Underlying attributable profit (€ mn) 1,132 ■ Strategic priorities ■■ Grow our customer base, providing the best customer experience across all channels Deliver a simpler value proposition for retail and specialized for high-value segments and evolve our customer relationship model towards a digital bank with branches ■ Simplify product portfolio and automate processes to enhance operational excellence Leverage our scale across One Europe to grow our business and build a common operating model ROTE 13.4% ■ Continue optimizing our capital management through better capital allocation and balance sheet mobilization Santander More information at https://www.santander.com/en/about-us/where-we-are/santander-espana 19
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