4th Quarter 2023 Highlights slide image

4th Quarter 2023 Highlights

OLD REPUBLIC 4th Quarter 2023 Highlights $0.69 Operating EPS 14% decrease from $0.80 in the 4th quarter of 2022 driven by 19% pretax operating income decline in General Insurance and a 3% decline in Title Insurance. $23.31 Book Value Per Share Adding back dividends, book value increased 15.3% from year-end 2022. $1.74 billion Net Premiums & Fees Earned 93.3 Combined Ratio 5% decrease driven by Title Insurance (down 23%) offset by General Insurance (up 11%). Up 3.7 points versus last year's 89.6. General Insurance at 92.0 (vs 84.0) and Title Insurance at 95.5 (vs 96.2). 4.6 points Favorable Development $0.245 Regular Quarterly Dividend Favorable development in all segments. Up 6.5% from prior year $55 million Share Repurchases Completed in 4th quarter under current $450 million authorization. $530 million repurchased year-to-date. 7
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