Investor Presentaiton
Jan-19
Feb-19
%
5
4
3
2
1
Mar-19
Apr-19
May-19
Jun-19
Jul-19
Aug-19
Sep-19
Oct-19
Nov-19
Jan-19
Feb-19
Mar-19
Apr-19
May-19-
Jun-19
NPL Net
Apr-20
May-20
Jun-20
Jul-19
Aug-19-
Sep-19
Oct-19
Nov-19-
Dec-19-
Manageable Credit Risks with Adequate Liquidity
%
%
170
160
Liquid Assets to Non-Core Deposits
Liquid Assets to Deposits (rhs)
% 40
240
157.5
220
35
200
150
180
140
30
160
130
33.80
25
120
140
110
100
90
threshold LA to Deposit (rhs) = 10%
80
70
60
threshold LA/ NCD= 50%
50
2250
20
15
10
2086220
40
■NPL Gross
Jan-20
Feb-20
Mar-20
Apr-20
May-20
Financial Institutions are equipped with ample liquidity while credit risk is still manageable..
The ratio of liquid assets to deposit and non-core deposits increased
and remained well above the threshold following banks' cautious
appetite of lending*)
Investment adequacy ratio in insurance industry maintains above the
threshold *)
Banking NPL ratios managed below the threshold, at 3.18% gross and
0.99% net as of Nov-20 *)
6
NPF of multi-finance companies are below the threshold as economic
conditions are improving. *)
Jul-20
Aug-20
Sep-20
Oct-20
Source: Financial Service Authority (OJK) *) provisional figures due to the relaxation on financial institutions' report to OJK because of Covid-19
Nov-20
3.18
4
3
2
0.99
1
0
Jan-19
Feb-19
Mar-19
Apr-19
May-19
Jun-19
Jul-19
Aug-19
Sep-19
5
Oct-19
Nov-19
Dec-19
Jan-20
Feb-20
Mar-20
Apr-20
May-20
Jun-20
Jan-19
Feb-19-
Mar-19
Apr-19-
May-19
Jul-20
Aug-20
Sep-20
Oct-20
123
Jun-19
Jul-19
Aug-19
Sep-19-
Nov-20
Oct-19-
Nov-19
Dec-19-
Life Insurance
threshold Investment Adequacy Ratio= 100%
4.5
General Insurance
201.9
106.8View entire presentation