Investor Presentation | Fourth Quarter 2023
Loan Yield Composition
99% of Floating
benchmarked to Prime
25
9.11%
9.07%
Predominantly benchmarked
to 5 Year Treasury
Floating
14%
Adjustable
47%
61%
Adjustable +
Floating
7.47%
07.03%
O 7.06%
6.93%
O 6.81%
6.77%
6.22%
5.26%
4.64%
4.67%
4.54%
4.28%
$985
$411
Monthly (Floating)
< 1 Year
$378
1 - 2 Years
â– Adjustable Loans, Principal Outstanding ($MM)
$518
$672
$762
$463
2-3 Years
3-4 Years
4-5 Years
> 5 Years
Adj Wtd Avg Rate
o Adj Wtd Avg Rate if Repriced 12/31/2023
Dollars in millions, excludes PPP as well as unearned fees and accretion/amortization therein
Wtd Avg Rate (weighted average rate) as of 12/31/2023 and based upon outstanding principal; Next Reprice signifies either the next scheduled reprice date or maturity.
Investor Presentation | Fourth Quarter 2023
Fixed
39%
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