Banking Lifecycle

WIDESPREAD PRESENCE IS KEY Distribution strength creates depositor relationships Strong national footprint (branches) Reinvesting profits to continuously enhance distribution 32 HDFC Bank Presentation, May 2023 HDFC BANK Geography Branches CSC BCS Other BCs Total Banking outlets Rural 1,416 11,186 229 12,831 Semi-urban 2,674 2,941 166 5,781 Urban 1,568 934 12 2,514 Metro 2,163 452 1 2,616 Total 7,821 15,513 408 23,742 CSC: Customer Service Centers | BCs: Business Correspondents 1.7x branches since FY'17; 1.5K branches added in FY'23 Providing banking solutions in more than 3,800 cities/towns with 7K+ branches and around 16K banking outlets

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