Investor Presentaiton

2020 in Summary Net operating profit, EUR M 22 +12% 133.9 150.1 +20% 39.7 33.2 +51 % +8% -3.2 + -4.9 Income Expenses Loan losses Net operating profit -97.5 -105.6 2019 12020 +17% 7,436 6,343 Volumes, EUR M +7% +7% 4,378 4,110 3,605 3,368 Actively managed Deposits Lending assets 2019 2020 ÀLANDSBANKEN

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