Sumitomo Mitsui Financial Group 2021 Financial Overview

Roadmap to 2022 ~ Cost ~ Control of base expenses (JPY bn) Overseas 50 business Strategic areas 5 1 System cost 30 (50) 2 100 (25) 3 (25) OHR (%) 65 62.8 62.1 62.3 60.9 60.3 60 60 62.0%*1 JPY (100) bn 54.2 55 Previous plan JPY (54) bn 1 Reform of domestic businesses 50 FY3/14 FY3/17FY3/18FY3/19FY3/20FY3/21 FY3/23 | Headcount Previous plan (3.3) K Domestic (4.9) K (6) K Domestic (6.5) K Current plan (7) K Domestic (8.0) K 1.5tn 2 Retail branch reorganization 3 Integration of group operations 106K FY3/20 103K 101K Mar.17*2 Mar. 20 Mar. 21 *1 Excluding impact of group reorganization *2 Added the impact of group reorganization retrospectively 96K Mar. 23 Copyright ©2021 Sumitomo Mitsui Financial Group. All Rights Reserved. 46

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