Investor Presentaiton

PRIVATE PORTFOLIO COMPANIES' DEBT MATURITY PROFILE GROSS DEBT MATURITY AS OF 30 JUNE 2021 (GEL MILLION) 2021 2022 2023 2024+ Total Large portfolio companies 48.4 204.7 38.1 577.2 868.4 Healthcare Services 40.9 203.4 37.8 85.6 367.7 Retail (Pharmacy) 7.5 1.2 8.7 Water Utility 0.1 0.3 491.6 492.0 Insurance Investment stage portfolio companies 1.9 4.0 4.2 315.6 325.6 Renewable Energy - 0.1 302.2 302.3 Education 1.9 4.0 4.1 13.4 23.2 Other businesses 134.1 220.1 45.1 244.3 643.6 Total 184.4 428.8 87.4 1,137.1 1,837.6 Gross debt of other businesses includes: 1. A 3-year US$ 30 million bonds issued on the local market in 2019 with a 7.5% annual coupon rate, maturing in Dec-21. Bonds are backed by commercial real estate. During June-August 2021 period, we successfully completed the sale of selected commercial real estate assets for US$ 35 million. The proceeds from the transaction will be used to repay the bonds. 2. A 3-year US$ 35 million bonds issued on the local market in Oct-19 with a 7.5% annual coupon rate, maturing in Oct-22. Georgia Capital PLC | General note: Gross debt maturity profile comprises outstanding principal payments. GEORGIA CAPITAL 151

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