Bank Dhofar Capital Adequacy & Dividend History
Gross Loans and Advances
Evolution of Gross loans (Jun-22)
USD million
9,068 27
214
192
50
257
9,068
9,120
-168 -144 -116
-259
Corporate
5,830
5,856
■Retail
3,238
3,265
Jun'21
Jun'22
Government.
3.8%
بنك ظفار
Bank Dhofar
Jun-21
Retail
Trading
Mining &...
Construction
Gross loans composition (Jun-22)
Manufacturing
Electricity, Ga...
Government
Services
Others
Jun-22
9,120
The Bank is adopting a more
conservative lending approach
with a focus on credit quality.
By Product
the sectors with
franchise in retail.
Diversified loan portfolio across
a
strong
Retail
35.8%
Islamic
financing,
15%
Overdrafts,
3%
By Sector
Other services
11.0%
Others
6.0%
Financial services
Communication
and utilities
8.7%
Wholesale and
retail trade
3.4%
5.0%
Manufacturing
6.8%
Mining &
Quarrying
2.9%
- International
Construction
13.1%
trade
3.5%
Loans against
trust receipts,
4%
Loans, 78%
Bank Dholar Ld. Beli
222
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