Old Republic International Corporation Business Overview slide image

Old Republic International Corporation Business Overview

OLD REPUBLIC INTERNATIONAL CORPORATION Risk Management Expertise Old Republic's specialty business model is differentiated by over 70 years of Risk Management expertise serving large customers and group clients The Product Customers share in underwriting risk Key Loss Sensitive Structures: Retrospective rated programs ☐ Large deductibles ◉ Captives ☐ Self-insured retentions ☐ Old Republic provides administrative & underwriting services that are difficult to replicate Credit exposure managed through collateralization of risk The Result ✓ High (90%+) customer retention ✓ Less commoditized ✓ Less cyclical ✓ Consistent growth ✓ Financial alignment with insureds Driving Risk Management Expertise 70% of workers' compensation premium is loss sensitive BITCO INSURANCE COMPANIES GREAT WEST CASUALTY COMPANY OLD REPUBLIC RISK MANAGEMENT OLD REPUBLIC SPECIALTY INSURANCE UNDERWRITERS, INC. PMA COMPANIES 12
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