Digital Banking and Financial Performance Review

FY 2022 Group Balance Sheet Snapshot (N'Billions) * FY 2022 19% Total Assets 6,446.5 FY 2022 5,436.0 FY 2021 Gross Loans and Advances 1,972.4 FY 2022 5% 1,886.4 FY 2021 9% Investment Securities 1,225.0 FY 2022 1,206.1 FY 2021 21% Total Liabilities 5,515.3 FY 2022 4,552.8 FY 2021 Net Loans and Advances 1,885.9 FY 2022 5% 1,802.7 FY 2021 Earnings Per Share (EPS) 595 Kobo* 19% FY 2022 614 Kobo FY 2021 5% 12% 3% Total Equity 931.1 FY 2022 883.2 FY 2021 Total Deposits 4,610.3 FY 2022 4,130.3 FY 2021 Total Dividend 310 Kobo* FY 2022 300 Kobo FY 2021 14

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