Q3 2019 Fixed Income Investor Presentation slide image

Q3 2019 Fixed Income Investor Presentation

Canadian Economy Selected Indicators (%) 00 Unemployment Rate 10 9 8 7 6 5 4 3 -Canada (official rate) US Canada (comparable) 2 1 0 2006 2007 2008 2009 2010 2011 2012 2013 2014 2015 2016 2017 2018 2019 Source: Statistics Canada; U.S. Bureau of Labor Statistics, March 2019 GDP Indexed to 2007 . • Canada's unemployment rate less volatile in the past decade, and not directly comparable to the United States unemployment rate¹ • As measured by GDP indexed to 2007, the Canadian economy has outperformed other major economies since the financial crisis of 2008 . Canadian savings rate consistently positive in the past decade Household Net Savings Ratio 8 20 125 20 -Canada 120 15 France Germany 115 Italy 10 10 110 -Japan -United Kingdom ୫ 5 105 -United States 0 100 2007 2008 2009 2010 2011 2012 2013 2014 2015 2016 2017 2018 2019 2001 2003 2005 2007 2009 2011 2013 2015 2017 2019 -5 95 -Australia -10 -Germany Canada Norway Denmark Finland Sweden -United States 90 Source: IMF, World Economic Outlook Database, April 2019 Source: OECD, Economic Outlook No 105, May 2019 1 Certain groups of people in Canada are counted as unemployed, but are deemed to not participate in the labour force in the U.S. - e.g. job seekers who only looked at job ads, or individuals not able to work due to for family responsibilities. CIBC CIBC Q3 2019 Fixed Income Investor Presentation
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