Economic Indicators and Efforts for Sustainability slide image

Economic Indicators and Efforts for Sustainability

Business Strategies _ Ship Related II Loan Balance for the Maritime Industry (Hundreds of Millions of Yen) 14,000- For other maritime industries and overseas ¥1,227.1 billion Status of Balance Changes by Segment For Domestic and Overseas Ocean Transport Significant increase in newly executed amount due to the increase in number of cases executed and the trend of ships getting larger and higher priced In addition, significantly weaker yen* during the fiscal year resulted in an increase in foreign- denominated loan amounts when translated into yen For domestic and overseas ocean transport 12,000 12,271 (Hundreds of Millions of Yen) 9,500 3,178 10,000 9,000 *In comparison with the US dollar and Swiss franc Breakdown of changes in balance for domestic and overseas ocean transport in the first half of fiscal 2022 +1,370 +662 9,093 [Reference] March 31, 2022 TTM to US dollar: 122.39 yen TTM to Swiss franc: 132.54 yen 2,960 2,661 8,500 8,000 2,218 8,000 7,684 (465) (158) Compared to fiscal 2021 +1,409 6,000- 7,500 9,093 7,000 September 30, 2022 TTM to US dollar: 144.81 yen TTM to Swiss franc: 148.58 yen Impact from change in exchange rate per yen US dollar: 1.98 billion yen Swiss franc: 1.97 billion yen (As of September 30, 2022) Fiscal 2021 4,000 7,303 7,684 New transactions Scheduled payment Advance repayment Impact of foreign exchange rates First half of Fiscal 2022 6,451 For Other Maritime Industries 2,000 0 Fiscal 2019 Fiscal 2020 Fiscal 2021 First half of Fiscal 2022 Increase from the end of the previous fiscal year mainly due to capital investment for logistics facilities of coastal trading vessels and maritime businesses For Overseas Offices Increase in amounts when translated into yen owing to ongoing weaker yen despite temporary decrease in balance in dollar due to selling ships and advance repayment from surplus funds Solutions the Bank Aims to Provide Improvement in Risk Consulting Capabilities Concerning the Shipbuilding and Ocean Transport Industries Improvement in Research and Analysis Capabilities Concerning the Maritime Industry in General Providing methods to control risks for ship owners Group-wide efforts to solve issues marine equipment manufacturers we have business relationships with are facing Gathering of extensive information centered on Tokyo and Imabari More advanced case evaluation based on gathered data and market position analysis Acquisition of operational knowledge by dispatching employees to ship management companies Copyright 2022 lyogin Holdings, Inc. All Rights Reserved. Provision of Diverse Funding Sources Enrichment in Activities Connecting Domestic and Overseas Maritime Industries Composition of syndicated loans based on the framework of the TSUBASA Alliance, etc. Initiatives for Sustainability Linked Loans and Transition Loans Loans for higher priced next-generation-fuel ships Aiming for business matching and case intermediation through a unique information network - 22-
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