Investor Presentation | Fourth Quarter 2023

29 9 Non-Performing Assets as a % of Total Assets 0.75% TCBK Peers 0.68% 0.64% 0.60% 0.50% 0.46% 0.48% 0.42% 0.38% 0.38% 0.37% 0.38% 0.37% 0.39% 0.34% 0.34% 0.32% 0.25% 0.35% 0.40% 0.32% 0.21% 0.20% 0.17% 0.15% Asset Quality ➤The Bank continues to actively and aggressively address potential credit issues with short resolution timelines. ➤ Over the past three years both the Bank's total non-performing assets and coverage ratio have remained better than peers. Coverage Ratio: Allowance as % of Non-Performing Loans TCBK Peers 342% 297% 293% 281% 263% 179% 690% 2020 2021 2021 2021 2021 2022 2022 2022 Q4 Q1 Q2 Q3 Q4 Q1 Q2 Q3 2022 2023 2023 2023 2023 Q4 Q1 Q2 Q3 Q4 831% 586% 501% 2020 Q4 2021 Q1 2021 Q2 2021 Q3 2022 Q2 2021 Q4 2022 Q1 2022 Q3 2022 Q4 Peer group consists of 99 closest peers in terms of asset size, range $6.0-13.7 Billion, source: BankRegData.com NPA and NPL ratios displayed are net of guarantees. Peer Data for NPA update from Q1-2021 forward. Investor Presentation | Fourth Quarter 2023 686% 401% 392% 320% 2023 Q1 2023 Q2 2023 Q3 2023 Q4 trico bancshares

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