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Investor Presentaiton

Revenue Analysis - Other Income NDB bank LKR Mn Q3 2018 Q3 2017 % growth Net Fee and Commission Income 2,272 1,813 25 Net gain from trading 861 793 9 Net gain from financial investments 455 545 -17 Other operating income [excluding 857 160 436 equity income] Total non-interest income from core 4,445 3,311 34 banking operations [excluding equity income] Other operating income from equity investments 562 1,056 -47 Total non-interest income 5,007 4,367 15 Continued Net fee and commission income growth due to; aggressive drive in retail products including credit card business, mobile banking on- boarding, trade services and other fee generating services overall loan portfolio growth 13

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