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Investor Presentaiton

Social initiatives - Culture of care and giving Actuarial Inclusive growth Swabhimaan, the Corporate Social Responsibility wing is aligned with the UN Sustainable Development Goals (SDGs) with focus on Education, Health, Environment, Livelihood & Disaster Relief FY 2020-21: 20+ CSR projects FY 2019-20: 22 CSR projects across 25 states and 3 UTS impacting >280K beneficiaries in India Financial Inclusion: Insured >40 million lives through microfinance institutions in FY20 ■ COVID-19 Response: о Contribution to PM Cares Fund Medical supplies, nutritional meals for frontline healthcare workers Distribution of Happiness Box consisting of immunity boosting supplements, hygiene support material and educational workbooks for underprivileged school children Customer centricity Improve lives with products designed to suit the different life stage needs Focus on leveraging technology to simplify life insurance for customers through their journey across issuance, claims, servicing, or any other engagement Artificial Intelligence (AI) for text and speech recognition; о Machine Learning (ML) to improve persistency; Cognitive bots (software robots) for 24x7 customer service; and О Alternate data to enhance underwriting Grievance Redressal Policy Overachieved on Voice of Customers (VOC) study in FY20 36 Financial ESG HDFC Life
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