Digital Banking Strength and Strategic Funding
Wholesale Funding
Wholesale funding diversity by instrument and maturity1,6,7
12%
26%
Senior Notes
Asset-Backed
Commercial Paper³
2%
27%
Bearer Deposit Notes,
Commercial Paper &
Short-Term Certificate
of Deposits
Bail-inable Notes
2%
$221B
1%
Deposits from Banks²
Asset-Backed
Securities
-14%
Covered Bonds
TERM FUNDING MATURITY TABLE
(EXCLUDING SUB DEBT AND MORTGAGE SECURITIZATION)
(CANADIAN DOLLAR EQUIVALENT, $B)
$25
3
3
$20
8
$28
7
$22
4
-12%
Mortgage
Securitization4
-4%
Subordinated
Debt5
199
1
11
==
$13
$11
51
20
20
5
4
18
18
8
8
< 1 Year 2 Years 3 Years 4 Years 5 Years 5 Years >
Senior Debt
ABS
Covered Bonds
1 Excludes repo transactions and bankers acceptances, which are disclosed in the contractual maturities table in the MD&A of the Interim Consolidated Financial Statements. Amounts are based on
remaining term to maturity.
2 Only includes commercial bank deposits raised by Group Treasury.
3 Excludes asset-backed commercial paper (ABCP) issued by certain ABCP conduits that are not consolidated for financial reporting purposes.
4 Represents residential mortgages funded through Canadian Federal Government agency sponsored programs. Funding accessed through such programs does not impact the funding capacity of the
Bank in its own name.
5 Although subordinated debentures are a component of regulatory capital, they are included in this table in accordance with EDTF recommended disclosures.
6 As per Wholesale Funding Sources Table in MD&A, as of Q3/20.
7 May not add to 100% due to rounding.
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