Investor Presentaiton
Solid capital base
International investors hold majority of shareholding
and board composition in systemic banks.
Since 2013 the banks' capital position has been
consistently strengthened, due to increase in common
equity and deleveraging, resulting in key ratios of
systemic banks to be above the thresholds specified
by the supervisor.
Aggregate banking sector capital position, %
20
20
15
16,6
17
16,3
17,5
15,3
13,5
10
7,3
15,9
16,1
14,2
14,9
15,0
11,7
5
4,5
0
2012
2013
2014
2015
2016
2017
2018
■Tier 2
Solvency Ratio (%)
Banking system balance sheet (% GDP), Q4-2018
Core Tier 1 (%) Additional Tier 1
Systemic Banks CET1 capital ratio, %
EU average 14,7%
23,4
300
Other assets
250
Investments
Interbank
deposits
Corporate
25
20
20
200
deposits
15
150
Loans
100
Household
10
18,5
deposits
14,9
50
5
Cash
0
Equity
0
Source: EBA, Central Bank of Cyprus, systemic banks publications.
Bank of Cyprus
Hellenic Bank
Russian Commercial Bank
Data as at Q1-2019 for BoC, HB and EU average; 2018 for RCB
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