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Investor Presentaiton

Asset management and brokerage SAR Million 3Q 2023 3Q 2022 A 9M 2023 9M 2022 Δ Net Income Before Zakat Movement YoY (SARMn) Net Special Commission Income 15 13 +12% 42 34 +23% Fee & other income 37 29 +28% 117 115 +2% +15% 8 3 0 71 52 42 +23% 159 149 +7% Total operating income Operating expenses Provision for credit and other losses Net income before zakat AUM Related Fee Income (SARmn) 14.8 10.4 81 (0) (27) (25) +8% (78) (78) -0% 0 0 -100% (0) (0) +80% 9M 22 NSCI 25 17 +45% 81 71 +15% Fee & other Operating Impairments income Expenses 9M 23 Brokerage related fee income (SARmn) Net Income Before Zakat (SARmn) +42% +16% +45% 22.8 16.3 33 21.1 21.1 13.6 23 25 11.7 11.6 11.9 17 11 3Q 22 4Q 22 1Q 23 2Q 23 3Q 23 3Q 22 4Q 22 1Q 23 2Q 23 3Q 23 3Q 22 4Q 22 1Q 23 2Q 23 3Q 23 The Saudi Investment Bank - 3Q 2023 Investor Presentation P. 44
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