Sustainable Social Economic Empowerment
Credit Review Implementation Project
"Project Kilele"
GO
BANK
E2E assessment of credit
risk management practices
Comprehensive diagnostic review on each area of credit risk, including:
Credit risk management framework with a key focus on risk governance, credit
risk appetite, origination and underwriting process, credit approval process,
credit scoring/rating models, and pricing
✓ Portfolio management, monitoring and reporting procedures
✓ Non-performing loan management, collections, and recovery processes
Strengthen portfolio assessment ✓ Stress-testing of existing work done on portfolio analysis
and risk frameworks
Enhance Collections
✓ Assess client level (and sub-sector) strategies that have been developed and
suggest improvements
Quantify impacts of work done - Improvements on work done and potential
heuristics that can be applied to enhance PD, LGC, and ECL modeling incorporating
sector expertise
✓ Diagnostic of collections area (including recoveries and restructuring)
✓ Segment by segment re-design
✓ Future roadmap for collections functionView entire presentation