Investor Presentaiton
NEW ZEALAND DIVISION
FINANCIAL PERFORMANCE: CONTINUING OPERATIONS EXCLUDING LARGE / NOTABLE ITEMS
Balance Sheet
Income
NLAs¹ (NZDb) & NIM
NII/OOI² Contribution (NZDm)
Expenses / FTE
Expenses (NZDm)
Credit Quality / RWAS
Total Provision Charge (NZDm)
Profit and Returns
Cash Profit (NZD)
125
126
131
135
FY20
3,277
FY21
3,550
FY20
1,350
FY21
1,391
FY20
342
FY21
-81
2.27% 2.15% 2.32% 2.35%
1,680
266
1,597
242
1,731
241
1,819
245
734
685
665
167
175
657
33
59
FY20
1,140
FY21
1,612
819
793
595
545
134
116
1,414 1,355 1,490 1,574
-6
-57
--11
-18
Mar-20 Sep-20 Mar-21 Sep-21
1H20
2H20 1H21 2H21
1H20
2H20 1H21 2H21
-63
1H20 2H20 1H21 2H21
1H20
2H20 1H21
2H21
NLAS
NIM%
NII
ΟΟΙ
IP
CP
Customer Deposits (NZDb)
Business Contribution³ (NZDm)
FTE
Risk Weighted Assets EOP (NZDb)
Return
98
102
102
94
1,680
1,597
32
38
45
47
484
508
1,731 1,819
569
6,801
6,679
6,691
7,060
69
71
71
75
4.92%
4.88%
4.56%
4.98%
469
2.31% 2.17%
1.75% 1.56%
44
41
36
34
1,188 1,127 1,220 1,252
18
19
21
21
Mar-20 Sep-20 Mar-21 Sep-21
Mar-20 Sep-20 Mar-21 Sep-21
Mar-20 Sep-20 Mar-21 Sep-21
1H20 2H20 1H21
2H21
1H20 2H20 1H21 2H21
Savings
Transact
Personal
Business
Other
Term Deposit
Revenue / Avg RWA
Return on Avg RWA4
123
1. NLAS: Net Loans & Advances
2.
3.
4.
Cash profit divided by average Risk Weighted Assets
NII: Net Interest Income; 001: Other Operating Income
During the year ended 30 September 2021, the New Zealand Division was reorganised from Retail and Commercial to Personal and Business to better meet the needs of our customers. Comparative amounts have not
been restated as the impact is not considered material
ANZ
67View entire presentation