Investor Presentaiton

Diversified Income Stream With Niche Customer Focus Secured Portfolio - Home Loans (HL) / Small Business Loans (SBL) Quasi Home Loans 23% Insurance loans 4% HFC Top up loans 4% Home Loans 69% NBFC Small Business Loan & Non-HL 100% OO AUM Rs. 6350 Cr AUM - Rs 1722 Cr Consolidated LIG Customers APTUS 79% Self Employed Borrowers 72% R 9 Small business loans 21% Top up loans 2% Insurance loans 2% Quasi Home Loans 16% AUM Rs. 8072 Cr Rural Focus 77% Avg Ticket Size < Rs.10 lacs >93% Home Loans 59%

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