ADIB 9M 2023 Earnings Report

= Income Statement Highlights Strong YoY growth in revenues and profitability = Profit After Zakat & Tax (AEDmn) - Key Highlights 2,452 9M 22 +53% 3,750 9M 23 Solid macroeconomic environment, improvement in business and consolidation of Egypt lifted revenues by 48% YoY in 9M 2023. ■ 48% Revenue growth was well above cost inflation of 29% Net Income rose 53% YoY to AED3.75bn based on balance sheet growth and higher margins Revenues (AEDmn) Expenses (AEDmn) 4,516 +48% 9M 22 1,699 9M 22 +29% Impairments (AEDmn) +62% 352 9M 22 مصرف أبوظبي الإسلامي ADIB 6,694 9M 23 2,185 9M 23 571 9M 23 24

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