Investor Presentaiton

Net fees income was at similar level in line with target Net fees and service income Billion Baht Fees and service income % of composition 29.2 28.5 27.5 24.7 13% 20% 28% 25% 22% 26% 21% 23% 20% 20% 7% 21% 22% +0.1% YoY 6% 7% 6% 19% 6% 13.7 13.7 6% 14% 14% 19% 14% 15% 24% 25% 29% 22% 22% 19% 16% 9% 10% 10% 11% 10% 2019 2020 2021 2022 1H22 1H23 2019 2020 2021 2022 1H22 1H23 22 Note: Include Permata's financial performance since May 2020 Loan related fees Credit card business Transaction services Global market services Bancassurance and mutual funds Other fees and commissions Bangkok Bank

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