Investor Presentaiton
CONFIDENTIAL
5 Strong Corporate Governance and Risk Management
The Executive Management of the bank has a combined
experience of 150 years
BANK OF INDUSTRY
...transforming Nigeria's industrial sector
The Bank has put in place best practice Enterprise Risk Management
framework
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Dr. Olasupo Olusi
Managing Director/
Chief Executive Officer
Mabel Ndagi
Executive Director,
Micro Enterprises
Simon Aranonu
Executive Director,
Large Enterprises
"
The Bank promotes a responsible approach to risk and ensure that the sustainability of its
operations and reputation are not jeopardised whilst pursuing its developmental objectives.
The Risk Management Division (RMD) is primarily responsible is implementing and monitoring
compliance with the Bank's Enterprise-Wide Risk Management Framework, policies, processes
and always ensuring the creation of quality risk assets.
The bank's credit risk profile is discussed below:
The Bank's total capital adequacy ratio currently stands at 62.16% as at June 2023, from
47.57% in December 2022, 51.08% in 2021, 48.2% in 2020 and 51.73% as at 31 December
2019. The industry in the Nigerian banking sector was 11.2% as at 30 June 2023.
о The Bank's non-performing loans ratio stood at 2.40% as at June 2023, a reduction from
3.81% in December 2022, 3.38% as of 31 December 2021 and 2.59% as of 31 December
2020. The industry in the Nigerian banking sector was 4.1% as at 30 June 2023.
Omar Shekarau
Executive Director, Small
& Medium Enterprises
Regulator
Usen Okon Effiong
Executive Director,
Corporate Services
Auditor
CENTRAL BANK OF NIGERIA
| Private & Confidential
KPMG
The Roles and Responsibilities of the RMD
Implement and
maintain a sustainable
and robust ERM
process
4
2
3
Inculcate a culture of
risk awareness
throughout the
organization
5
Assist with
development and
review of the Bank's
risk appetite
Provide independent
analysis of investment
and credit proposals
Develop and update
the risk rating and
pricing methodologiesView entire presentation