2022 Highlights and ESG Progress

Corporate Centre Highlights Income statement P&L* NII 2022 2021 -652 -624 Gains/losses on financial transactions -724 -140 Operating expenses -372 -346 LLPS and other provisions -164 -345 -27 -25 Underlying attributable profit -2,049 -1,535 (*) € mn . • NII impacted by the rising interest rates Negative FX hedging results offset by the positive impact from exchange rates in the countries' results Significant decrease in LLPs and other provisions Tax and minority interests Santander 45

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