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Amundi Investor Presentation

Sabadell AM: 9M 2020 activity and financial outlook ⓇSabadell Sabadell AM in 9M 2020 AuM held up well at €21bn, down moderately by around 6% vs. end 2019, due primarily to a negative market effect Inflows back to positive in Q3 thanks to launch of Protect 90 fund Modest gain in market share¹ Net profit contribution of €8m in Q3 2020 net contribution target confirmed Adjusted net income expected for 2020 (full year): €33m³ Synergies: ► Amount increased to €20m before tax in 3 years (vs. €15-18m before tax initially) ► Synergies from 3 sources: - Insourcing of third-party funds (as funds of funds) and investment management delegations Cost optimisation (e.g. migration of Sabadell AM to Amundi's IT platform) Acceleration of Sabadell AM's expansion (as a reminder, in 2019, Banco Sabadell's market shares were about 8% in retail banking vs. about 6% in financial savings)² ► Phasing of completion: 2021: 50% of synergies 2022: 100% of synergies The deal fully meets Amundi's financial criteria for acquisitions: Accretive to Amundi's adjusted EPS of around +5% on full year basis after recognition of 100% of synergies Return on investment greater than 10% within three years 1. Spanish domiciled funds. - 2. Source: Banco Sabadell and Bank of Spain. 3- before the amortisation of the distribution agreement with Banco Sabadell of €8m net of tax Amundi 46 Amundi Investor presentation | November 2020 CRÉDIT AGRICOLE GROUP
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