bank bjb Financial Performance Review
Transforming From Regional to Nationwide Coverage
With Hybrid-Bank Business Model
Strengthen Offline Channels
Enhancing Online Services
North
Sumatra
Riau
869
bank bengkulu
tangguh dan tumbuh
Ownership 7,15%
Lampung
Riau Island
Banten
South
Sumatra
East
Kalimantan
Affiliate Company
Potential Addition
KUB Members
Digi Mobile as Omni Channels
DIGI
BANKSULTRA
Maju Bersama
LOI KUB Sept 2022
Jakarta
West Java
South
Kalimantan
Central East
Java Java
South
Sulawesi
Bali
Distribution Network in 14 Provinces & Sinergy with 2 Regional Banks
Supported By
Solid IT Infrastructure
710,933
1,383,030
Mar-22
Mar-23
! C
bank bjb
bjb
Cardless
DigiMobile
DigiCash
Apps
DigiSMS
DigiLoan
Apps
GRIS
Next Step, Becoming "Smart Mobile Banking"
Multiple Bank Source of Fund
bank bjb
bank bjb
No Account
Balance
Rp ----
Mini Statement
bank X
ç›’
No Account
Balance
Rp ----
Mini Statement
Merging DigiCash in Digi Mobile
Onboarding Services
Artificial Intelligence
Open Banking Concept
PT DCI Indonesia
(-)
A PLATFORM
EQUINIX
PARTNER
Tier-IV Data Centre #1 in SEA
Alibaba Cloud
Alibaba Cloud
Anti D-DOS Online Security
aws Amazon Web Services
Advisory, Sandboxing, People Capacity
945,873
14,971
603,309
Digi Mobile User
Dec 2022 (YoY)
QRIS Merchant
Dec 2022 (YoY)
4,482
+103.0%
+70.8%
Mar-22
Mar-23
Mar-22
Mar-23
Agent bjb BiSA
/ Branchless
Banking Agent
Dec 2022 (YoY)
+399.0%View entire presentation