Investor Presentaiton
9M2015 Group Financial Results - Key Highlights
90+ DPD were reduced by €649 mn or 5% in 3Q2015 to €12,0 bn, with about half of the reduction relating
to the disposal of the Russian operations
Improving funding structure; Customer deposits in Cyprus increased by €527 mn or 5% in 3Q2015 and
the loans to deposits ratio (L/D) improved to 132%
Emergency Liquidity Assistance (ELA) has been reduced by €1,6 bn post 30 June 2015 to a current level
of €4,3 bn; €7,1 bn or 62% ELA reduction since peak
CET 1 ratio (transitional) improved by 70 bps to 15,6% due to the risk weighted assets reduction
following the disposal of the majority of the Russian operations and due to organic capital generation
Ongoing regulatory dialogue with the ECB regarding the Supervisory Review and Evaluation Process
(SREP); taking into account its current capital position, the Group does not expect to be required to
raise any capital
Profit after tax from continuing operations and Profit after tax of €45 mn and €13 mn for 3Q2015,
respectively; Profit after tax of €73 mn for 9M2015
With the disposal of the majority of the Russian operations, the Bank is now focused on its
core Cypriot operations
Bank of Cyprus
KOINO
WKYПPIW
2235
2View entire presentation