Investor Presentaiton
Income Statement by business line for 1H2020
Group Financial Results for the six months ended 30 June 2020
€ mn
Net interest income/(expense)
Consumer SME Corporate Global International Wealth &
Banking Banking Banking corporate
RRD REMU Insurance Treasury
Other Overseas
Total
Banking
Markets
63
18
31
36
11
1
15
(7)
0
(1)
1
168
Net fee & commission income (expense)
19
4
5
5
23
1
4
(3)
1
12
-
71
Other income
1
-
-
3
2
4
28
6
6
(1)
49
Total income
83
22
36
41
37
4
19
(3)
25
7
17
0
288
Total expenses
(78)
(10)
(8)
(6)
(14)
(3)
(21)
(4)
(9)
(7)
(16)
(4)
(180)
Operating profit/(loss)
5
12
28
35
23
1
(2)
(7)
16
0
(4)
108
Loan credit losses of customer loans net of
gains/(losses) on derecognition of loans and
changes in expected cash flows
2
(1)
(6)
(15)
10
10
(66)
(11)
(87)
Impairment of other financial and non financial
I
(26)
(3)
(29)
instruments
Provision for litigation, claims, regulatory and
other matters
Profit/(loss) before tax
(4)
(4)
7
11
Tax
(1)
(1)
23
22
20
(3)
23
33
1
(68)
(33)
16
0
(3)
(4)
8
4
(2)
33
(3)
(18)
(3)
25
(12)
(5)
Profit attributable to non controlling interest
3
1
.
Profit/(loss) after tax - organic (attributable to
the owners of the Company) 1
6
10
19
17
29
1
(60)
(29)
14
0
(3)
(17)
(13)
(1) Profit/(loss) after tax-organic (attributable to the owners of the Company) does not include provisions/net loss relating to NPE sales, including restructuring expenses (attributable to owners of the Company)
Bank of Cyprus Holdings
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