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Investor Presentaiton

Summary of changes made in 2022 • On the Closing Date, the Mortgage Loans will be deposited into the Freddie Mac Participation Interest Trust, which will create a participation interest for each Mortgage Loan. Freddie Mac will sell all of the participation interests to the SLST Trust. The REO Trust will be formed for the purpose of holding participation interests related to certain Restricted REO Properties Includes Mortgage Loans that are 90+ days delinquent, but less than 180 days delinquent, as of the Cut-Off Date. Mortgage Loans that are 120 days or 150 days delinquent as of the Cut-Off Date have an AVM LTV <= 60 о Mortgage Loans 90+ days delinquent as of the Cut-Off Date (with certain exclusions based on certain cashflowing and modification criteria) are referred to as Restricted Mortgage Loans • Restricted Mortgage Loans that become REO Properties will be referred to as Restricted REO Properties. The percentage of Restricted REO Properties in the REMIC will be monitored. If such percentage exceeds the Restricted Mortgage Loans Threshold, certain participation interests related to such Restricted REO Properties will be transferred to the REO Trust • The winning Bidder will no longer be required to make a deposit towards the Class SUB Certificates CONFIDENTIAL 8 SLST 2023-1 Prepared by Investments and Capital © Freddie Mac Markets
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