Evolving Corporate Strategy and Financial Overview

Operating Profit Margins Amongst the Highest in Industry Net Interest Margin (%) 4.20% 4.21% 4.24% 4.28% 4.27% Total Fee to Asset Ratio (%) 1.9% 1.9% 1.9% 1.9% 1.9% Q4 FY22 Q1 FY23 Q2 FY23 Q3 FY23 Q4 FY23 Q4 FY22 Q1 FY23 Q2 FY23 Q3 FY23 Q4 FY23 Cost to Income Ratio (%) 43.4% 42.6% 43.9% Operating Profit Margin (%) 5.8% 5.7% 43.9% 44.9% Q4 FY22 Q1 FY23 Q2 FY23 Q3 FY23 Q4 FY23 23 23 5.7% 5.7% 5.6% 3.6% 3.5% 3.5% 3.5% 3.5% Q4 FY22 Q1 FY23 Q2 FY23 Q3 FY23 Q4 FY23 ■% of Average Loans % of Average Assets IndusInd Bank

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