FY2023 M25+ Progress: Enhancing Digital Banking
Specific Asset Exposures as at 31 March 2023
Oil & Gas Loan and Fixed Income Securities Exposures
to Non-Retail Borrowers
Country Exposure
Borrowers' Status
Malaysia
2.26%
Singapore 0.36%
Maybank
Group
3.03%
71% Normal
7% Watchlist
Indonesia 0.24%
Others
0.17%
1% Special Mention
21% GIL
Note: Exposures is for loans and fixed income securities, with base including Group gross loans
and corporate bonds and sukuk. Funded-only loans exposure is 1.71% of Group gross loans
Real Estate Loan Exposure
to Non-Retail Malaysian Borrowers
RM28.4 billion
7.81% of
Malaysia
Gross Loans
22.4% High Rise Residential
17.7% Landed Residential
19.1% Malls
6.5% Hotels
5.9% Offices
28.4% Others
ESG Vulnerable Sectors Loan Exposure to RSME and Non-Retail Borrowers
Borrowers' Status
1.91%
0.64%
2.57%
0.03%
0.34%
Palm Oil
Forestry &
Logging
Oil & Gas
Mining
(Minerals)
Coal
Funded
1.85
0.60
1.78
0.03
0.29
Non-Retail
1.80
0.49
1.71
0.03
0.29
73% Normal
23% Watchlist
25% is from high rise residential
36% is from malls, hotels and offices
1% Special Mention Account
3% GIL
35% is from high rise residential
38% is from malls and hotels
RSME
0.05
0.11
0.07
0.00
0.00
Note:
Non-Funded
0.06
0.04
0.79
0.00
0.05
• Funded-only loans exposure is 7.31%
.
Exposures exclude unrated bonds
% of Group Gross Loans
•
'Others' include Land, Industrial Buildings & Factories, Other Residential, Other Commercial and REITS
32View entire presentation