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Investor Presentaiton

Further support from demand deposits, thanks to increase in number of customers TL Customer Deposits (TL bln) 64% 10% TL Demand Customer Demand Deposits % 42' 7% 617 132 562 123 93 377 73% 72% Retail 68% Corporate & Share of Demand Commercial 32% 27% 28% 2022 2022 9M23 2023 9M23 2023 Total: 42% +113 bps ytd Market share¹ gains via small ticket focus TL Demand Deposit Individual TL Demand Deposit +69 bps q/a +29 bps ytd +54 bps 9/9 +112 bps 1. Market share among private banks as based on 29 December 2023 BRSA weekly sector data 2. Based on 2023 BRSA financials of peers announced so far ytd FC Demand (USD bln) Share in 60% Total FC 72% 70% 10 11 11 2022 9M23 2023 Highest among peers² - 20 - YapıKredi
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