Investor Presentaiton

Strategy 2010 - 2012 This is how we will compete Be the customers' preferred Bank with focus on international businesses Global Banking + Local Large Corporate Private TOP 3 local Private Banking leveraging global capacity and local cross sell Target companies in selected sectors who generate larger returns and cross- referrals for PFS Middle Market Enterprises Premier / Advance Increase market share enhancing our distribution and excellence in services Business Banking Retail Build the best Premium Bank through excellence in services and international scope Generate scale in PFS exploring upwardly mobile customers and optimizing the usage of direct channels. 12

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