Investor Presentaiton

FY24 guidance' GWP growth of 'low double digit' Reported insurance margin of 13.5% to 15.5% % $ FY23 Reported margin/insurance profit 9.6 803m FY23 Underlying margin/insurance profit 12.6 1,052m FY24 Underlying insurance margin drivers Net Earned Premium growth • . Ongoing claims inflation • Higher investment income • Increase in perils allowance to $1,147m FY24 Reported margin/insurance profit 13.5 to 15.5 1,200m to 1,450m 1 Full details on IAG Guidance, Goals and Ambitions, including assumptions and dependencies, outlined in Appendix 1 23 Results Presentation | 21 August 2023 iag

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