Investor Presentaiton

Approaches toward expansion of income While strengthening the existing approach in relation to the financial sector, centering on loan and deposit services as well as support for services for which the needs are expected to increase, such as inheritance and business succession as well as equity operations, etc., Hirogin Holdings will proceed to provide solutions for the sectors including non-financial sectors by utilizing various functions of the group and alliances with other companies and business categories Vision for future income expansion Provision of various solutions to solve customers' issues Contribution to regional development and growth of customers Group's sustainable growth <<FY2019>> 1.8 billion yen Excl. Bank Income of the group company, etc. 10.8 Income from consulting business for corporate and individual billion yen customers, etc. [Specific approaches] Utilization of group company's functions Utilization of alliances with other companies and business categories □ Support for measures regarding inheritance and business succession □ Equity operations Urban redevelopment support and tourism campaigns <<FY2023) 16 billion yen or more Corporate Business customer assessment Relations Family asset Individual Understanding needs customer management (incl. asset building / investment) Bank Income regarding traditional financial services (Interest from money lending and disbursement, etc.) Solution Provide solutions for the sectors including non-financial sectors by utilizing various functions of the group and alliances 15

View entire presentation